Terms of Use

PLEASE READ THIS AGREEMENT CAREFULLY BEFORE ACCESSING PayDayFinancial.co.uk “THE SITE”. BY USING THE SITE, YOU WILL BE ACKNOWLEDGING THAT YOU HAVE READ THIS AGREEMENT AND AGREED WITHOUT LIMITATION OR QUALIFICATION, TO BE LEGALLY BOUND BY THIS AGREEMENT AND THE TERMS OF THE COMPANY’S PRIVACY POLICY YOU MUST BE 18 YEARS OF AGE TO USE THIS WEBSITE.

PayDayFinancial.co.uk MAY, FROM TIME TO TIME, MAKE CHANGES OR ADDITIONS TO THIS AGREEMENT, AND YOUR CONTINUED USE OF THE SITE AFTER THE COMPANY MAKES SUCH CHANGES OR ADDITIONS WILL SIGNIFY THAT YOU AGREE TO SUCH CHANGES OR ADDITIONS. YOU SHOULD THEREFORE VISIT THIS PAGE TO REVIEW THE THEN CURRENT TERMS AND CONDITIONS EACH TIME YOU USE THE SITE.

1. Authorized uses

To register with us you must be over eighteen (18) years of age. You must ensure that the details provided by you on registration or at any time are correct and complete. You must inform us immediately of any changes to the information that you provided when registering.

PayDayFinancial.co.uk authorizes you to use this Site and to display its content solely for your own personal noncommercial use. Any other use is strictly prohibited. You agree not to reproduce, duplicate, copy, sell, resell or exploit for any commercial purposes, any material at the Site, use of the Site, or access to the Site. In addition you acknowledge that PayDayFinancial.co.uk is not a lender or loan broker, but rather collects the information you provide and passes the same to a lender who will contact you directly to complete any loan transaction.

You agree that you will be responsible for taking all actions necessary to determine whether such lending institution is licensed and bonded in your County prior to accepting any loan from such lender. PayDayFinancial.co.uk makes no representation or warranties regarding the loan you and the lender ultimately agree upon and recommends you consult a financial specialist before entering into any loan. PayDayFinancial.co.uk makes no representation or warranties regarding the loan you and the lender ultimately agree upon and recommends you consult a financial specialist before entering into any loan.

Neither the information, nor any opinion contained in our Website constitutes an offer to sell or solicitation or an offer to buy any financial instruments or any advice or recommendation with respect to such financial instruments.

2. Privacy

PayDayFinancial.co.uk’s Privacy Policy applies to use of this Site, and its terms are made a part of these Terms of Use by this reference as though fully set forth herein. By using this Site you acknowledge that you have read and understood the terms of the privacy policy and agree to the terms of the privacy policy. Additionally, by using the Site, you acknowledge and agree that Internet transmissions are never completely private or secure. You understand that any message or information you send to the Site may be read or intercepted by others, notwithstanding PayDayFinancial.co.uk’s efforts to protect such transmissions and PayDayFinancial.co.uk shall not be responsible for any interception, loss or theft of such information.

3. Proprietary Rights

Copyright. This Site, the content, any materials downloaded, and all intellectual property pertaining to or contained on the Site (including but not limited to copyrights, patents, database rights, graphics, designs, text, logos, trade dress, trademarks and service marks) are owned by PayDayFinancial.co.uk and all right, title and interest therein remains the property of PayDayFinancial.co.uk. All Content is protected by copyright, patent and trademark laws, and various other intellectual property rights and unfair competition laws. You are authorized solely to view and retain a copy of the pages of the Site for your own personal, non-commercial use. You may also view and make copies of relevant documents, pages, images or other materials on this Site for the purpose of transacting business with PayDayFinancial.co.uk. You agree that you will not duplicate, publish, modify, create derivative works from, participate in the transfer of, post on the Internet, or in any way distribute or exploit the Site, or any portion of the Site for any public or commercial use without the express written consent of PayDayFinancial.co.uk. Additionally, you agree that you will not (i) remove or alter any author, trademark or other proprietary notice or legend displayed on the Site (or printed pages produced from the Site); and (ii) make any other modifications to any documents obtained from the Site other than in connection with completing information required to transact business with PayDayFinancial.co.uk. PayDayFinancial.co.uk neither represents nor warrants that your use of materials displayed at the Site will not infringe rights of third parties.

Trademark. The trademarks, logos, and service marks (collectively the “Trademarks”) displayed on the Site, are registered and unregistered Trademarks of PayDayFinancial.co.uk and others. Nothing contained on the Site should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any Trademark displayed on the Site without the written permission of PayDayFinancial.co.uk or such third party that may own the Trademarks displayed on the Site. Your use of the Trademarks displayed on the Site or any other content on the Site, except as provide in these Terms and Conditions, is strictly prohibited. You are also advised PayDayFinancial.co.uk will aggressively enforce its intellectual property rights to the fullest extent of the law, including the seeking of criminal prosecution.

4. Inaccuracies at the Site

While the PayDayFinancial.co.uk uses reasonable efforts to include accurate and up to date information at the Site, PayDayFinancial.co.uk makes no warranties or representations as to the Site’s accuracy. PayDayFinancial.co.uk disclaims any and all liability for the accuracy, completeness, or correctness of such information.

5. Security at the Site

While PayDayFinancial.co.uk uses reasonable efforts to safeguard the security of the Site, there can be no guaranty that such safeguards will successfully prevent unauthorized alterations in the content or functionality of the Site. PayDayFinancial.co.uk
assumes no liability or responsibility for any unauthorized alterations in the content or functionality of the Site. You agree that you will not, and you will not take any action intended to: (i) access data that is not intended for you; (ii) invade the privacy of, obtain the identity of, or obtain any personal information about any PayDayFinancial.co.uk
client or user of this Site; (iii) probe, scan or test the vulnerability of this Site or PayDayFinancial.co.uk’s network or breach security or authentication measures without proper authorization; (iv) attempt to interfere with service to any user, host or network or otherwise attempt to disrupt PayDayFinancial.co.uk’s business, including, without limitation, via means of submitting a virus to this Site, overloading, "flooding," "spamming," "mailbombing" or "crashing;" or (v) send unsolicited mail, including promotions and/or advertising of products and services. Violations of system or network security may result in civil or criminal liability.

6. Authorization for Email Marketing

Email Marketing. By providing your email address and “opting in” you have agreed to receive promotional email offers from PayDayFinancial.co.uk and its selected third party marketing partners. If email recipients wish to end their email subscription from a particular list and/or to unsubscribe from all PayDayFinancial.co.uk’s email list, they need to follow the instructions at the end of each email message to unsubscribe.

7. Disclaimer of Warranties

PayDayFinancial.co.uk DOES NOT PROMISE THAT THE SITE OR ANY CONTENT, DOCUMENT OR FEATURE OF THE SITE WILL BE ERROR-FREE OR UNINTERRUPTED, OR THAT ANY DEFECTS WILL BE CORRECTED OR THAT YOUR USE OF THE SITE WILL PROVIDE SPECIFIC RESULTS OR THAT YOU WILL BE PROVIDED ANY LOANS. THE MATERIAL IN THIS SITE COULD INCLUDE TECHNICAL INACCURACIES OR TYPOGRAPHICAL ERRORS. THE SITE AND ITS CONTENT ARE DELIVERED ON AN "AS-IS" AND "AS-AVAILABLE" BASIS. ALL INFORMATION PROVIDED ON THE SITE IS SUBJECT TO CHANGE WITHOUT NOTICE. COMPANY CANNOT ENSURE THAT ANY FILES, DOCUMENTS OR OTHER DATA YOU DOWNLOAD FROM THE SITE WILL BE FREE OF VIRUSES OR CONTAMINATION OR DESTRUCTIVE FEATURES. COMPANY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING ANY WARRANTIES OF ACCURACY, NON-INFRINGEMENT, MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. COMPANY DISCLAIMS ANY AND ALL LIABILITY FOR THE ACTS, OMISSIONS AND CONDUCT OF ANY THIRD PARTIES IN CONNECTION WITH OR RELATED TO YOUR USE OF THE SITE. YOU ASSUME TOTAL RESPONSIBILITY FOR YOUR USE OF THE SITE AND ANY LINKED SITES. YOUR SOLE REMEDY AGAINST COMPANY FOR DISSATISFACTION WITH THE SITE OR ANY CONTENT IS TO STOP USING THE SITE AND ITS CONTENT. THIS LIMITATION OF RELIEF IS A PART OF THE BARGAIN BETWEEN THE PARTIES.

8. Limitation of Liabilities

EXCEPT WHERE PROHIBITED BY LAW, PayDayFinancial.co.uk, ITS’ SHAREHOLDERS, DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, CONTRACTORS, SUCCESSORS AND ASSIGNS OF EACH, SHALL NOT BE LIABLE TO YOU FOR ANY INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL OR PUNITIVE DAMAGES, INCLUDING LOST PROFITS, EVEN IF COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. UNLESS OTHERWISE EXPRESSLY SET FORTH IN A WRITTEN AGREEMENT WITH YOU, COMPANY'S MAXIMUM LIABILITY FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THIS SITE, OR ITS CONTENT, WHETHER IN CONTRACT, TORT OR OTHERWISE SHALL BE LIMITED TO THE AMOUNT YOU PAID TO ACCESS THIS SITE.

9. Third party Websites

Links contained in the Website might lead to other websites not under our control, and we accept no liability for the content or availability of any linked site which is not operated by us or any link contained in a linked site not operated by us. Links on the Website are provided to you only as a convenience and the inclusion of any link does not imply reliability and we do not necessarily endorse any pages linked to the Website. Accordingly, you should read the terms and conditions of those websites before using them and direct any questions or comments about the linked website's contents to the relevant website provider.

You are not entitled (nor will you assist others) to set up links from your own websites to the Website (whether by hypertext linking, deep-linking, framing, toggling or otherwise) without our prior written consent, which we may grant or withhold at our absolute discretion. You are also not entitled to direct link (also known as "Hot Link") any images or content without our prior written authorisation.

10. Data Protection

We may as a result of your interaction with the Website hold and process personal information obtained about you when you access the Website and use transmit it to a third party for making lending decisions and servicing their relationship with you. For the purposes of fraud prevention and debt collection, to understand your financial needs, to conduct our business and to provide you with better customer services and products from both PayDayFinancial.co.uk and those third parties, to evaluate the effectiveness of our marketing of the Website and for statistical analysis. We may also pass this information to other members of our Company or agents, as permitted by law so that they may do the same and they may pass information held by them about you to us so that we may do the same. We may also pass your information to third parties for fraud prevention purposes and/or if required/obliged by law or Governmental or judicial bodies or agencies or to our regulators under proper authority or persons acting as our agents or where we have your consent or have previously informed you.
By submitting personal information through this site, you agree that PayDayFinancial.co.uk can contact you from time to time by mail, facsimile, telephone or other electronic means, to tell you about other products and services, offered by ourselves or other companies, that we believe would be of interest to you. We may also pass your information to third party financial services companies for the purpose of them telling you about their services or products.

11. Conduct of Site Visitors

Although PayDayFinancial.co.uk may from time to time monitor or review postings, transmissions, and the like on the Site, PayDayFinancial.co.uk is under no obligation to do so and assumes no responsibility or liability arising from the content of any such locations nor for any error, defamation, libel, slander, omission, falsehood, obscenity, pornography, profanity, danger, or inaccuracy contained in any information within such locations on the Site. You are prohibited from posting or transmitting any unlawful, threatening, libelous, defamatory, obscene, scandalous, inflammatory, pornographic, or profane material or any material that could constitute or encourage conduct that would be considered a criminal offense, give rise to civil liability, or otherwise violate any law. PayDayFinancial.co.uk retains the right to remove any such posting and will fully cooperate with any law enforcement authorities or court order requesting or directing PayDayFinancial.co.uk to disclose the identity of anyone posting any such information or materials.

12. Dealings with Advertisers and Lenders

Your correspondence or business dealings with, or participation in promotions of, advertisers found on or through PayDayFinancial.co.uk, including payment and delivery of related goods or services, and any other terms, conditions, warranties or representations associated with such dealings, are solely between you and such advertiser. You agree that PayDayFinancial.co.uk shall not be responsible or liable for any loss or damage of any sort incurred as the result of any such dealings or as the result of the presence of such advertisers on the Site.

13. Notices

The Company may give notice to its users by means of a general notice on this Site, electronic mail to a user’s e-mail address on its records, or by written communication sent by first class mail to a user’s address on its records.

14. Monitoring, Copying, Altering or Interfering With the Site

You agree that you will not use any robot, spider, Web crawler, screen scraper, automated query program or other automatic device or manual process to monitor or copy our web pages or the content contained herein without our prior expressed written permission. You agree that you will not use any device, software or routine to interfere or attempt to interfere with the proper working of the Site. You agree that you will not take any action that poses an unreasonable or disproportionately large load on our infrastructure. You agree that you will not copy, reproduce, alter, modify, create derivative works, or publicly display any content from our Web site without the prior expressed written permission of PayDayFinancial.co.uk or the appropriate third party.

15. Indemnity

By using the Site, you agree to defend, indemnify, and hold harmless PayDayFinancial.co.uk from and against any and all losses, claims, damages, costs and expenses (including reasonable legal and accounting fees) that PayDayFinancial.co.uk may become obligated to pay arising or resulting from your use of this Site, the Content, or your breach of these Terms of Use. PayDayFinancial.co.uk reserves the right to assume or participate, at your expense, in the investigation, settlement and defense of any such action or claim.

16. General Information

These terms and conditions shall be governed by and construed in accordance with the laws of the United Kingdom and United States and the home state of Company without giving effect to any principles of conflicts of law. You agree that any action at law or in equity arising out of or relating to these Terms and Conditions shall be filed only in the state or federal courts located in home state of Company, and you hereby consent and submit to the personal jurisdiction of such courts for the purposes of litigating any such action. If any provisions of these Terms and Conditions shall be unlawful, void, or for any reason unenforceable, then the provision shall be deemed severable from these Terms and Conditions and shall not affect the validity and enforceability of any remaining provisions. Our failure to act with respect to a breach by you or others does not waive our right to act with respect to subsequent or similar breaches. This Agreement sets forth the entire understanding and agreement between us with respect to the subject matter hereof. This Site and its Content are directed to persons residing in the United Kingdom. You may not use or export or re-export any portion of this Site or its’ content in violation of any applicable laws or regulations, including without limitation United Kingdom and United States export laws and regulations.

Understanding loan charges
Representative 2670% APR
Representative APR example: Borrow £180 for 28 Days. The total charge for credit is £52.2. Interest is fixed at a rate of £52.2 per £180 loan. The Total Repayable is £232.2.