Rate & Terms for Online Payday Loans

PayDayFinancial.co.uk is a licensed partner across the United Kingdom. We have agreements with independent and reliable licensed payday loan lenders, in which we attempt to match you (based on the information you provide) with a lender willing to give you a payday loan. Our online process is designed to get you the money you need with as little hassle as possible. Please note that the loan agreement will be governed by the Consumer Credit Act of 1974 and all other applicable United Kingdom laws.

Maximum PayDay Loan Amount

The maximum loan amount for United Kingdom residents will be £750. Please note that the average first time payday loan amount varies between £185 to £200.

Our Payday Charges

Our charges and repayment module is extremely easy and lowest in the market. No administrative charges are levied on you for loan set up.

The table below will explain our loan repayment module better:

You Borrow	You Pay
£80	£100
£100	£125
£200	£250
£300	£375
£400	£500
£500	£625
£600	£750
£750	£937.50
	*Payable in a single payment on your payday
Typical 1355% APR (30 day loan)

APR Explained

APR stands for the Annual Percentage Rate of charge. The APR includes important factors such as the interest rate you must pay; how you repay the loan; the length of the loan agreement (or term); frequency and timing of installment payments; and amount of each payment.