How Our Service Works

PayDayFinancial.co.uk is dedicated to finding you a fast and hassle-free way to apply for a payday loan through our panel of lenders.

PayDayFinancial.co.uk is a loan matching service. We are the bridge between consumers wanting payday loans and the payday lenders themselves. Our simple online application process is designed to match you with the lender from our panel best able to suit your short-term money needs, right when you need it most.

Here is how it works:

How Online Payday Loans Work
  1. Apply - Tell us how much you need by completing our short and simple application.
  2. Match - We will try to match you with a payday lender based on your application details. The lender will give you a decision (approved/not approved) after considering your application.
  3. Funded - If the lender approves your application, the money may be deposited into your bank account the same day *.

Loan Requirements for a Payday Loan

All of the lenders PayDayFinancial.co.uk works with require that you satisfy the minimum requirements in order to be eligible a payday loan:

  • Must have a valid bank account that can receive direct debit
  • Must be at least 18 years of age
  • Must be employed, or receive benefits, receive a regular paycheque or salary
  • Must be a resident of the UK

Please note that your application for a loan is at the discretion of each lender.

If you meet the requirements and are ready for us to try to match you with one of our lenders, simply click here to complete our short and simple application now.