How Can I Get a Payday Loan
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How Can I Get a Payday Loan?


If you are short on cash this month which at one point of our lives, most of us are, you must be asking yourself, “how can I get same day cash?” While there are numerous options to receive fast cash, such as a bank cash advance, personal cash loan (such as a doorstep loan), or taking the desperate step of going to a pawn shop, applying for a payday loan seems to be the simplest, less complicated option. A payday loan, also known as a payday advance, is a short term loan (usually a small amount) that is paid back by the borrower’s next paycheck. Let’s use Mary, a 42 year old executive assistant as a real – life example.

During a winter storm, Mary noticed that her roof started leaking. She called a roof repair service for assistance to assess the damages. She was surprised when the repairman had quoted her 2400 GBP to repair her roof. Dismayed by the price, Mary had no choice but to look at ways of getting fast cash. Mary had thought of calling up her bank to get a cash advance, but the interest rates were too high. Mary then thought perhaps getting a personal cash loan, such as a doorstep loan would be a good option. However, Mary did not want an agent at her doorstep to collect the cash in case her neighbors saw. When Mary was researching ways to get same day cash (as her roof was really leaking and she needed to get it fixed as soon as possible) on the internet, Mary came across an article titled “How Can I Get a Payday Loan”. As Mary started researching this option of getting fast cash, she discovered www.paydayfinancial.co.uk, an online service that made applying for a payday loan quick and easy, as well as completing the process in the privacy of her own home. What Mary realized was that she needed to fall within the following criteria to get a payday loan:

  • Be employed and receive a regular paycheque or salary (Mary has been with her employer for over 2 years)
  • Have a valid bank account that can receive direct debit (Mary has a valid account that can receive direct debit—which will be used for repaying her payday loan)
  • In order to apply for a payday loan, you must be at least 18 years of age (Mary is 42)
  • Be a resident of the United Kingdom (Mary is from London)

After her diligent research on the www.paydayfinancial.co.uk website, Mary felt comfortable with the idea of payday loans. After she told the roof repairman that she would be able to pay for the repairs with same day cash, he asked her “How Can I get a Payday Loan?”

Mary then explained to him the ease of applying for a payday loan online as well as making sure that he met the criteria.

You are now reading the article: How Can I Get a Payday Loan.

In addition this "how-to" section of the website, you can read the following articles:

 payday advance ukpayday cash uk

Terms and Conditions apply. Finance charge will be between £10 and £15 per £50 borrowed. Fees displayed are typical but cannot be guaranteed. Your actual rates may vary based on your circumstances and the lender we select. Representative APR (Annual Percentage Rate of charge): 1355% to 3762%. The APR includes important factors such as the interest rate you must pay; how you repay the loan; the length of the loan agreement (or term); frequency and timing of installment payments; and amount of each payment. Loan amounts are based on consumer's credit history and ability to repay loan. Funds will be deposited the same working day, if approved by 14:30. Approval may take up to 30 minutes in most cases. Payday advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counselling.

PayDayFinancial.co.uk is not a lending or banking institution and it does not broker loans to lending institutions. The personal information you provide will be provided to a third party lender to provide you with a loan application and the potential to receive a loan. PayDayFinancial.co.uk makes no guarantees or warranties with regards to the availability of a loan or any other aspect of the terms and conditions of the lending institution. This web site places no value to this service. For details, questions, or concerns regarding your unsecured cash loan please contact the lending institution directly. Not all lenders can provide up to £750. Cash transfer time may vary between lenders. We assume no responsibility for the services or information you may receive from the lender. All loans are subject to credit approval. Certain limitations apply.

Disclaimer: As a condition of extending credit, some lenders you may be matched with may run a credit check from a major credit reporting bureau.

PayDayFinancial.co.uk is a trading name of 9Global, Inc. Registered Office: Communications House, 26, York Street, London, W1U 6PZ. 9Global, Inc. is licensed under the Consumer Credit Act 1974 / Licence number: 0620071 and the Data Protection Act / Registration number: Z1419480