• Book your air tickets well in advance after doing necessary research.
• Take Cash with you as opposed to a Credit card where you may go over budget.
• Take the time to see if there are nice places that you can explore within 50 miles of where you work or live.
• Travel within your country as it may be more expensive to travel to a country like Bhutan.
• Research lodging options such as hostels or guest rooms.
• Buy liquor from a liquor store as it may be cheaper than ordering it at a restaurant or the hotel mini bar.
• Always join your school college alumni on Facebook and check if any of your school or college mates is willing to host you as a guest. You can then return the favor at a later date.
• Ask your friends/family/alumni to suggest a good affordable destination before booking much advertised vacation spots like Caribbean or Thailand etc.
• Cruise vacations always are cheaper to buy on eBay if someone is trying to sell off his Cruise booking that for some reason..
• Carefully check the UN-used miles with your parents/siblings/in-laws as sometimes they can transfer their miles to you for airfare.
• Check the loyalty program you have with your credit card as sometimes booking hotel and car rental deals through them can get you a good deal.
• Before making a Hotel reservation ask the hotel if they offer a courtesy Cab/Taxi from the airport to the hotel rather than paying for one.

Save Pounds and call yourself a citizen of Great Britain

•    ONE Bank Theory: Savers in Britain are suffering from a double dose of high inflation and low interest rates, which is why it makes sense to seek out the best possible deal on your savings.  If you aren’t prepared to monitor your rate – and possibly switch accounts – you could end up with a dud deal. Every bank account in Britain may require minimum balances to be maintained with them. The requisite minimum balances can vary from £ 10-100. Therefore in case you have accounts with multiple banks what you have done is either you have parted considerable sum of your savings for not so attractive Rate of Return (between 2.75-3.1%) or you have risked yourself to imposition of penalties of not maintaining average balances, therefore it is advisable to stick to ONE bank which caters your banking needs largely. Read More »

Here is some great news for low income young earners in the UK who have been denied a simple checking account due to a red flag/bad credit alert by regular banks.

The new trend for the young internet savvy Britons is to go 100% online.

The 100% online banks have a low overhead and hence are able to waive a lot of fees that regular Read More »