Payday Loans are a convenient and fast way to get emergency cash for a multitude of reasons. But why choose a payday loan over the traditional bank loan?

There are numerous reasons why one would make this decision but certainly it will be based on the urgency of the situation and the personal situation of the [...]

At least in the USA there are strict laws against predatory lending. All secured or unsecured loans offered at over 36% APR are informally classified as predatory lending in the USA. In most of the States in USA the Payday Loan companies can recover back their money at best with an APR of 36%. Yes [...]

Only 66% to 70% of UK residents own a home in spite of all efforts of the government to get low mortgages. Home ownership percentages rise as people age. This year 4.2 million people in UK expect to loose their homes due to the reduced value of their homes coupled with a rise in their [...]